Different forms of credit card consumption have different repayment interests:

1. Cash withdrawal by credit card:

1. Cash withdrawal by credit card overdraft:

A handling fee: Each bank has different regulations. For example, China Construction Bank's domestic credit card is charged at 0.5 of the cash withdrawal amount, with a minimum of RMB 2 per transaction and a maximum of 100 yuan per transaction; China Merchants Bank's domestic credit card is charged at 1 of the cash withdrawal amount, with a minimum of RMB 10. /pen;

B Interest: Calculated based on daily interest rate of 5/10,000.

2. Cash withdrawal for credit card overpayment: Some banks need to charge handling fees, while others do not.

2. Use your credit card to make purchases at the POS machine:

1. Pay the full amount on time, interest-free;

2. Pay the minimum payment on time, according to Daily interest of 0.5% will be charged;

3. For overdue repayment, in addition to the above interest, there will also be late fees

If it is your first time to use a credit card, it is recommended that you make it on time Repay and develop good usage habits, which is conducive to a good personal credit record.