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No credit card required! A New Method of Convenient Payment in Apple Store
This new payment method is PayPal. At present, PayPal payment has landed in the Apple Store in the United States and the United Kingdom, and I believe it will be extended to other regions in the future.

You always need one thing to buy things in Apple's online store: a credit card. However, starting today, Apple has finally added another payment method to facilitate more users.

This new payment method is PayPal. In fact, the App Store/iTunes Store has already supported PayPal payment, and today Apple Online Store joined for the first time. Apple also promotes PayPal payment. If the purchase value exceeds $250, you can pay interest-free installments for 18 months.

At present, PayPal payment has landed in the Apple Store in the United States and the United Kingdom, and I believe it will be extended to other regions in the future.