Hello, I’m happy to answer your question! Since I personally like traveling, I think this card is very useful. It was jointly launched by China Merchants Bank and Ctrip. It is both a credit card of China Merchants Bank and a VIP card of Ctrip. There will be no other fees, and they are the same as ordinary credit card fees! If you use a Ctrip travel credit card to book hotels, air tickets, etc., you can earn points on Ctrip and on the credit card at the same time, that is, you can earn points on both sides. Then the points will have many rewards and redemption services. Anyway, the value-added services of this card are mainly related to travel. You can refer to it!