Installment payment is mostly used for some products with long production cycle and high cost, such as the export of complete sets of equipment, large vehicles and heavy machinery and equipment.
Installment payment means that after the import and export contract is signed, the importer pays a small part of the payment to the exporter as a down payment, and most of the rest is paid in installments after part or all of the products are produced and shipped, or after the goods are installed, debugged, invested and guaranteed.
Suggestion: Make clear the scope of installment payment. Banks have different ways to pay by installment. In addition to the goods in the credit card installment catalogue, some banks have specific requirements on the place and amount of purchase.
For example, GDB card, you can apply for installment payment for a single transaction in 500 yuan, and you must call customer service to register before consumption; China Merchants Bank can apply for installment payment for consumption in Gome, B&Q and other places. Be sure to find out whether this consumption can be paid in installments before shopping;
Accurately calculate the handling fee. Nothing for nothing. Although credit card installment payment is free of interest, the handling fee is inevitable. Calculate the handling fee to be paid before consumption. If the price is acceptable after adding the handling fee, it is not too late to swipe your card again.
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