The symbol of ICBC is peony, so ICBC bank cards are peony cards.
Mainly divided into: Puka, Gold Card and Platinum Card. The specific division is as follows:
1. ICBC's general card limit is 0-20000 yuan.
2. ICBC's gold card quota is: 10000~50000 yuan.
3. The amount of ICBC Platinum Card is more than 50,000 yuan.
So it depends on the specific situation.
The credit limit of different ICBC cards will indeed be different.
ICBC's credit cards, like those of other banks, have three grades: ordinary cards, gold cards and platinum cards.
Generally, banks have a clear quota level. Take the recruitment behavior as an example, the ordinary card quota is 3000~ 10000, the gold card quota is 10000~50000, and the platinum card quota is more than 50000.
However, among these three grades of cards, ICBC does not have a clear quota level.
The general card limit of ICBC is 40,000. ICBC's initial credit card application amount is generally 0~50000.
Dudanka is a credit card that can be overdrawn, with a minimum amount of 1 yuan and a maximum amount.
At present, ICBC's credit cards mainly include: peony international credit card, peony credit card and peony credit card, which are divided into platinum card, gold card and ordinary card according to credit rating.
The credit limit of each ICBC credit card is not fixed, and the amount of credit limit is mainly affected by the information filled in by the cardholder when applying for a credit card. The maximum credit line can reach millions or even infinity, and the minimum credit line may be "zero" or directly rejected.
What is the general credit card limit of ICBC?
Under normal circumstances, the limit will be reviewed by the local card issuer according to the materials submitted by you and the comprehensive credit status.
(Answer time: April 2, 20221. In case of business changes, please refer to the actual situation. )
What is the limit of ICBC credit card Puka Gold Card Platinum Card?
When choosing which bank to apply for a credit card, the credit limit has always been a point we pay more attention to. Let me show you the credit limit of ICBC Puka Gold Card.
1. What is the general credit card limit of ICBC?
ICBC's credit cards have three grades, namely Puka, Gold Card and Platinum Card. The initial application for ICBC's ordinary credit card line is generally 1000- 10000 yuan.
Peony quasi-credit card: fixed amount 5000 yuan.
Peony RMB credit card: 0-50,000 yuan
Peony International Credit Card Puka: 0-50,000
2. What is the gold card limit of ICBC credit card?
Generally, the credit card gold card quota of ICBC is between 6,543,800 yuan and 50,000 yuan.
Peony quasi-credit card gold card: fixed amount 1 ten thousand.
3. What is the platinum card limit of ICBC credit card?
The amount of platinum card of ICBC credit card is generally 50,000 -65438+ 10,000 yuan.
ICBC MasterCard Platinum Card: The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (MasterCard): The minimum amount is 50,000.
ICBC Air China Companion Peony Credit Card Platinum Card (Visa): The minimum amount is 50,000 yuan.
ICBC Visa Platinum Card: The minimum amount is 50,000.
ICBC Multi-currency Credit Card Platinum Card: The minimum amount is 50,000.
ICBC Peony Platinum Credit Card MasterCard: 1 million-1 million
Four. Differences between ICBC credit cards: ordinary cards, gold cards and platinum cards;
1, the main difference is that the credit line is different from the discount. The credit limit of Puka is about 5,000 yuan, and the credit limit of Gold Card is 1-5W, so you can enjoy the priority service of outlets and online VIP treatment.
2. Platinum Card is the highest credit card of ICBC, and there is no handling fee for replacement of cards in different places, loss reporting, transfer and remittance, deposit and withdrawal, and the highest is 400W aviation accident insurance and VIP treatment at the airport.
3. The annual fee of all secondary cards is half of the annual fee of the main card, and the annual fee of the following year is exempted when the gold card is swiped five times, and the annual fee of 6.5438+0.6 million points of the platinum card is exchanged for the annual fee or exempted from 200,000 yuan.
4. Platinum cardholders who spend a total of 4 million yuan can get a permanent annual fee-free discount for the main and auxiliary cards. ICBC does not charge an annual fee for opening a credit card.
The above is the Golden Investment Credit Card. What do I introduce to you about "What is the amount of ICBC Credit Card's Pujinka Platinum Card?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!
Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.
What is the general limit of ICBC Platinum Credit Card?
There are many kinds of credit cards issued by ICBC, including Peony Platinum Credit Card (UnionPay standard), Zunshang Platinum Credit Card (UnionPay brand), Peony Platinum Credit Card (Visa brand), Peony Platinum Credit Card (MasterCard brand), Peony Platinum Credit Card (American Express brand) and ICBC Express Centurion Platinum Card. Although they all belong to platinum cards, there are still many gaps in the quota, as follows:
ICBC 1872 MasterCard Platinum Card: Credit limit (minimum): 50,000 yuan;
ICBC Air China Companion Peony Credit Card Platinum Card (MasterCard): Credit limit (minimum): 50,000 yuan;
ICBC Air China Companion Peony Credit Card Platinum Card (Visa): credit limit (minimum): 50,000 yuan;
ICBC 1872 Credit Card Visa Platinum Card: Credit limit (minimum): 50,000 yuan;
ICBC multi-currency credit card Platinum Card: credit limit (minimum): 50,000;
ICBC Peony Platinum Credit Card MasterCard: credit limit (maximum): 654.38+ 10,000 yuan; Credit line (minimum): 1 0,000;
1. Factors affecting the amount of industrial and commercial platinum card:
(1) Credit record: A good credit record will bring great benefits to cardholders when applying and increasing the credit limit;
(2) Marital status: If you and another person have the same application conditions and the same economic level, you will get a higher credit line when you are married than when you are unmarried. This is because the bank thinks that people with families have more stable economic conditions;
(3) Domicile: Generally speaking, the local application amount is higher than other places;
(4) Nature of the company: A good company can not only bring you face, but also give you some help when applying for a credit card.
2. If the conditions for handling ICBC Platinum Credit Card are met, the application amount is generally determined by the applicant's own situation. Under normal circumstances, the bank will weigh the applicant's application conditions, application qualifications and credit records during the audit, and then give the applicant a certain amount.