You still need to apply for one

The CCB Global Hot Purchase Credit Card I use is for overseas shopping

For overseas shopping transactions with this card, foreign currencies are transferred to RMB. , there is no currency exchange fee, it is convenient and practical, and this card is free of annual fees~

In addition, because this card has an EMV chip, it is relatively easy to use at overseas physical merchants except for overseas shopping. Safe, but transactions cannot be made through UnionPay network. And this card is new, relatively speaking there will be more activities.

In terms of application conditions for CCB credit cards, as long as you are over 18 years old, have a stable job income, and have good credit, you can apply. Personally, it is not difficult.

There are generally two types of application methods. , one is online channel application, and the other is branch application.

When applying for a credit card through online channels, such as mobile banking, WeChat, and CCB credit card website, you do not need to submit additional proof of financial resources. The bank will focus on your reference. The landlord’s employer status, social security, provident fund, personal tax, personal credit, etc. can be checked online. If these are not paid much or have not been paid, this method is not recommended.

Apply online. This is the traditional method of applying for a credit card. When applying, you need to bring your ID card, proof of work income (work permit from the unit, proof of employment, salary card statement (preferably more than 3 months old), tax bills for the past 3 months, social insurance policies, Provident fund receipts, etc. (not all of these are required, just have them). If you can attach some proof of financial resources, such as real estate, car ownership, and time deposit certificates from China Construction Bank, it will be very helpful for applying for the card. (If proof of work income cannot be fully provided, it is best to have proof of financial resources)