According to the official payment method of Alipay, the intimate payment is executed in the order of the bank card with balance bound to you. You can check your default card binding order on your mobile phone or mobile terminal, using the first card with balance for the first time and the second card with balance for the second time. Credit cards have a balance by default.

Take me as an example: my wife used intimate payment three times, the first time with my first savings card with balance, the second time with my China Merchants Bank credit card, and the third time with my balance treasure.

I hope Alipay can improve its functions in the future: you can choose the default payment method for intimate payment.

Here are some rules of intimate payment.

Intimate payment can be made by credit card, balance, debit card and balance treasure. Account discounts such as red envelopes and concentrated treasures are temporarily not supported.

The order of deduction is: credit card express > credit card cartoon > balance > debit card express > debit card cartoon > Yu 'ebao.

If the transaction does not support credit card payment services (including never-ending and never-ending lottery), the funds in the credit card will not be deducted first.

If the user binds more than one bank card of the same type, the fee will be deducted according to the binding time, and the latest one will be deducted first.

The deduction order of intimate payment is not affected by payment settings.

Bank of Communications, Postal Savings Bank Card and Rural Credit Bank channels are not supported.