Banks pay more attention to the stability of the applicant's repayment ability when approving credit card applications. Therefore, candidates from civil servants, state-owned enterprises and large enterprises will be more popular, but this is not absolute.

Even employees in small businesses can apply for credit cards if they meet the following conditions:

The applicant's age is 18-60 years old, and the foreigner's age is 25-60 years old, with certain economic ability and good credit record.

To apply for a credit card, you must at least prepare the following information:

Copy of credit card application and ID card;

Work certificate issued by the unit.

Applying for a credit card can also provide the following proof of assets:

A copy of the bank's savings account flow sheet for the last three months;

The original proof of the balance of assets in the wealth management account opened by the bank;

A copy of the property ownership certificate (including my name)+a copy of any water, electricity and coal invoices of the property in recent 3 months;

A copy of my driver's license.