The credit card can be canceled if it is no longer in use, there will be no impact.

Credit card cancellation method:

1. Before canceling the credit card, please make sure that there is no debt in the account and there is no balance;

2. When canceling a credit card, call the credit card customer service number to apply for cancellation.

3. It is completely free to cancel the credit card, and there is no cancellation fee.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit.

Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with the merchants and cardholders. Cardholders can overdraft within the prescribed limit. Credit cards are generally special carrier plastic cards with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm. The name of the card issuer, validity period, number, cardholder name, etc. are printed on the front, and there are chips, magnetic strips, and signature strips on the back.