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Business failure, inability to repay credit cards, should I go to jail?
Will go to jail.

Article 108 of the General Principles of the Civil Law stipulates: "The debt shall be paid off. If it is temporarily unable to repay, it may be repaid by the debtor in installments with the consent of the creditor or the ruling of the people's court. Those who have the ability to repay and refuse to repay shall be forced to repay by the people's court. "

Article 196 Whoever commits credit card fraud under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan;

If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan;

If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(1) Using a forged credit card;

(2) Using an invalid credit card;

(3) fraudulently using another person's credit card.

Extended data:

Case:

A man in Shenzhen was arrested for overdrawing his credit card by 6.5438+0.7 million yuan.

Recently, the police in Baoan District of Shenzhen arrested a man who used a credit card to overdraw 6.5438+0.7 million yuan. The man was unable to repay his credit card after his business failed.

12 15 Shajing Police Station in Baoan District, Shenzhen received an alarm from the staff of the Construction Bank in its jurisdiction, saying that in June of 20 13 13, a man named General Motors applied for a credit card in the bank and the card number change had been paid. Since June this year 18, there has been no reimbursement, and the value of bank staff's home visits, telephone calls and letters has been compensated.

As of June 5438+February 65438+ May this year, Ge's credit card account owed 65438+principal of 7,000 yuan, interest of/kloc-0.9 million yuan, and late payment fee of 9,000 yuan, totaling more than 200,000 yuan.

After receiving the report, the police immediately launched an investigation, and then arrested the suspect Ge (male, 57 years old, from Shanghai) in a rented house in Bantian District, Longgang District, Shenzhen. After the trial, Ge confessed to the malicious overdraft of Long's credit card. According to the suspect, due to the bankruptcy of the enterprise, the funds are tight and there is no repayment ability. At present, Ge has been criminally detained by the police on suspicion of credit card fraud.

References:

China People's Congress Network-People's Republic of China (PRC) Criminal Law