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Is there a handling fee for Industrial Bank's credit card?
Industrial Bank charges no fees for credit card swiping, but there are certain fees for overdraft withdrawal and transfer:

According to the regulations of the bank, under normal circumstances, the daily withdrawal limit is 2,000 yuan, and the handling fee is charged at 1% of the withdrawal amount, with a minimum charge of 10 yuan. In addition to the formalities, interest of five ten thousandths of the withdrawal amount is charged every day.

To transfer money by credit card, you must have a debit card of the bank and open one of telephone banking, online banking and mobile banking. Cardholders must pay the bill and related expenses after transferring cash in advance. Charge five ten thousandths of interest every day, plus related handling fees.