All your expenses are recorded on the first bill after your consumption, and the money on this bill must be paid back before the repayment date. If the minimum repayment amount is not paid after the repayment date, it shall be deemed as overdue. You must pay late fees and interest. You will also receive credit information, which will affect your credit.
Because you didn't provide these two dates, I don't know whether you will return them this month or next month.