No, it can still be taken back, it needs to be defrosted.

Unfreeze the bank card;

To unfreeze, you need to go to the bank business hall where the bank card account was opened to go through the procedures;

You need to bring your ID card and bank card , of course, if the bank card is lost and reported as lost, then you only need to bring your ID card to apply for a replacement. Note that you must go in person, and no one else can handle this for you;

Specifically, if you want to unfreeze the card, you only need to report it to the bank. Just explain the situation to the staff and do as they ask.

With regard to bank card freezing, there are several possibilities:

If your bank card is an overdraft credit card, you must first check whether it exceeds the limit given to you by the bank. , if you don’t notice the overdraft limit when you buy, you may think that you have accidentally exceeded the limit and been frozen by the bank.

Has your card expired? If you don’t apply for a new one after it expires, it will be frozen after it expires.

There is another kind of irrationality. Maybe there are abnormal transactions on your credit card. For example, you maliciously withdraw cash, or the bank finds that your information is untrue, or the bank card If you report the loss too many times, the bank will think you are suspected of maliciously reporting the loss, and these banks will freeze your bank card.

Then you enter the wrong password three times in a row, but strictly speaking this is not called freezing, it is just locked and will be automatically lifted after 24 hours.

The last one is relatively rare. If there is a problem with your debit card during bank transactions and money that does not belong to you is transferred to your account, the bank will transfer the extra money to your account. part frozen.

Then there is the judicial freeze. If the judicial authorities need to handle a case, they can also apply to freeze your card; the tax bureau and customs departments may also freeze bank cards when necessary.

If your bank card is unfortunately frozen, it is best to make a phone call or go to the bank in person. Ask clearly what's going on. Due to different reasons and circumstances, the freezing time will be different, and it may never be able to be thawed.

Notes

1. When entering the password, be sure to cover it with your hands. If there is any abnormality in the password shield and card entry protection slot of the ATM machine, for safety reasons, do not use it. At the same time, inform the bank immediately;

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the bank’s video surveillance;

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. When swiping cards for consumption, do not let bank cards out of sight. Pay attention to the number of times the cashier swipes the card. When you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your card;

5. Activate the mobile phone SMS service to keep track of account changes at any time If you find an abnormal transaction, call the bank immediately to report the loss;

6. If you suspect that funds have been stolen, you should immediately call the bank customer service number and report the loss of the bank card account in a timely manner.

7. Do not put bank cards together with electrical appliances with strong magnetic fields such as mobile phones, TVs, stereos, microwave ovens, etc. It is best to put them far away. Do not keep multiple bank cards and passbooks together.

8. Use pieces of paper to separate cards as much as possible to act as a distance.

9. You can use special bank card holders or anti-magnetic card holders.