Scan the credit card code to an individual: 1. Union Quick Pass APP: First download the Union Quick Pass APP, and then bind your credit card, then you can pay with your credit card when scanning the QR code to pay. 1. Third-party payment platform payment: Use a third-party payment platform as the payment medium. Third-party payment platforms include WeChat, Alipay, etc. Operation steps: Bind WeChat to your credit card, use WeChat to scan the QR code to pay, and pay when making the payment Just change the account to a credit card.

If you are applying for a credit card for the first time, the following conditions must be met. The cardholder must be over 18 years old, have full capacity for civil conduct, have good credit, and have no major bad records on the credit report; Have a stable job and income, and the ability to repay loans on time.

Credit cards are divided into levels, including regular card, gold card, platinum card and other levels. Among them, the regular card is the easiest to apply for, while the platinum card is more difficult to apply for, and there is also a difference in the limit. The limit of the regular card is generally 1 Within 10,000, the gold card limit is between 10,000 and 50,000, and the platinum card limit is more than 50,000. If the user's income is not high, you can apply for a regular card. If you have a high income, you can try to apply for a gold card or platinum card.

Automatic repayment is a repayment method that cardholders prefer. It allows timely repayment and does not require cardholders to worry about repayment every month. Generally, by binding a bank card and activating the automatic repayment function, the bank will automatically transfer the money on the debit card to the credit card account before the last payment date of the monthly credit card.