If the credit card (credit card) is blocked due to overdue, it will affect the mortgage loan. Applying for a mortgage requires the user to have good credit report. Overdue credit card (credit card) will cause bad credit report. . If the credit card (debit card) is blocked due to other reasons, the user's credit report does not have a bad credit record, and the application for a mortgage loan will not be affected by the blocking of the card. The mortgage loan requires the applicant to have a good credit report. After the credit card (debit card) is blocked, the user can check his or her credit report.

Of course, after a credit card (debit card) is blocked, the user needs to actively contact the card-issuing bank to unblock the card, otherwise the card cannot be used normally.