1. Choose the right bank. The first time you apply for a card, the bank knows nothing about your information. Therefore, when applying for a credit card, it is best to choose the bank to which the salary card belongs. In this way, at least the bank can know your income level, not only the probability of getting a card is high, but also the amount will be high. In addition, compared with the four major state-owned banks, the review of commercial/city banks is relatively loose, and you can choose a suitable bank according to your actual situation.
2. choose the credit card that suits you best. Choosing a credit card that is advantageous to you when applying is undoubtedly a multiplier. Some credit cards have requirements for personal income, some have restrictions on age, and some have requirements for personal assets. Know yourself and know yourself before you can apply for a card quickly.
3. Choose the channel for card application with faster application approval. Compared with applying for a card at a bank outlet, applying for a card online has the advantages of quickness, convenience, and fast card unloading. Therefore, friends who want to apply for a credit card quickly may wish to apply online. At present, online credit card application is divided into two ways: bank official website application and third-party organization application. The former only serves the bank's credit cards, while the latter covers almost all bank credit cards.
4. Fill in the application materials correctly and completely. The completeness and accuracy of application materials affect the speed of credit card approval, which is often overlooked by many people. When applying for a credit card, the bank can only get a score based on the information filled in by the applicant to decide whether to issue a card. If the applicant's information is incorrect or incomplete, it is necessary to provide the information again. Therefore, a complete and accurate information is helpful to quickly approve cards.