How to apply for a VISA credit card

Taking Bank of China as an example, the methods for applying for a VISA credit card are as follows:

1. Go to the official website homepage of Bank of China, click on the "Bank Card" option and select "Credit Card Products", as shown in the following figure;

second, the following interface will appear after selection. Select a credit card with the word "VISA", as shown in the following figure;

3. After clicking, you will jump to the credit card application interface and click "Apply Now", as shown in the following figure;

4. After clicking, you will jump to the identity verification interface, enter relevant personal information according to the page prompts, and then click "Next", as shown in the following figure.

5. After clicking, the interface shown below will pop up. Enter the verification code and click "Submit Application", as shown below.

how to handle the p>visa card?

The process of visa card processing is as follows:

1. Bring your valid personal identification to the bank that wants to apply for a visa card;

2. Choose the card type you want to apply for when you arrive at the bank, and fill in the credit card application form and personal identification information;

3. provide the relevant materials and certificates, wait for the bank to review, and then get off the card after the approval.

every bank can apply for a visa card. if you don't know which bank to choose, you can choose a bank that usually handles more business, so the success rate of issuing the card is higher.

Extended information:

There are five major credit card brands in the world, namely VisaInternational and MasterCardInternational, and three professional credit card companies, namely AmericaExpress,

DinersClub and JCB Japan International Credit Card Company (JCB).

VisaInternational is the largest credit card and traveler's check organization in the world. VisaInternational owns brands such as Visa, ELECTRON, INTERLINK, PLUS and VisaCASH.

MasterCardInternational is the second largest international credit card organization in the world. MasterCardInternational owns brands such as MasterCard, Maestro, Mondex and Cirrus.

Visa and MasterCard have built a global alliance for credit card spending. After domestic banks cooperate with them, credit cards issued by domestic banks can be used for credit card spending within their alliance. You can choose to apply for Visa credit card or MasterCard credit card when applying for credit card.

how to apply for a visa card?

VISA cards can be handled by every bank, and the process is basically the same as that of ordinary credit cards.

1. Procedures

1. Fill in the application form

2. Give your information and a copy to the bank

3. The bank sends it to the credit card center

4. The credit card center conducts audit, business card printing and card issuance

5. After you get the card, open the card and wait to receive the password letter

2. Conditions for applying for a bank credit card

1. Supplementary card applicants must be parents, spouses or children of the principal cardholder, aged between 16 and 65 < P > III. Application materials for bank credit cards:

1. Identification materials < P > Copy of resident ID card or military officer's card; If you are a Hong Kong and Macao compatriot, you need to provide a copy of the mainland pass and residence certificate for more than one year; If you are a foreigner, you can provide a copy of your passport and residence permit for more than one year.

2. Proof of work and income

Copy of real estate license, copy of automobile driving license, copy of bank loan account (with good credit, no more than 6 days overdue) or copy of deposit certificate

Extended information:

VISA card was issued by Visa International Organization in late 1982, and its predecessor, Bank of America, was established in 1959. The American bank card issued in California, USA

was renamed VISA in p>1977 and the first debit card was issued. In 1987, the multi-currency clearing and settlement service was launched, which promoted the efficiency of cross-border payment and settlement

1. The main types of Visa

1. Credit card-Visa provides its financial institution customers with a rich credit card product platform, which can meet various payment needs from new credit card customers to high-end consumers and large institutions. Visa's credit card platform also provides value-added services such as personalized point reward system, emergency replacement card, travel assistance and car rental insurance, which can help card issuers to improve customer loyalty and utilization rate

2. Debit card-Visa provides a wealth of consumer debit card products for consumers with different regions and consumption levels. Visa debit card allows consumers to control the funds in their own accounts by electronic payment, which is more convenient, safer and more flexible than cash and cheque payment. Visa's debit cards are divided into four brands-Visa, VisaElectron, Interlink and PLUS

3, and prepaid cards-and Visa also provides a wide range of prepaid card products, so that financial institutions can provide consumers with prepaid card products that can be recharged. Visa prepaid card solution is a safer and more convenient choice than cash and checks for consumers who have not yet opened an account in the bank.

the government and enterprises use Visa prepaid card products to distribute medical insurance funds, medical subsidies, unemployment benefits, employee salaries and other welfare benefits. Prepaid products better meet the needs of global travelers, and provide them with the unique convenience and security of electronic payment, eliminating the trouble caused by cash and checks.

2. Classification of VISA Cards

1. Visa Puka

The most popular Visa card in the world enjoys convenient, safe and reliable payment services

Visa cards are most recognized and accepted by merchants, and are equally popular online and in the real world

2. Visa gold cards

Whether it is a credit record. Please upgrade your Visa gold card immediately and enjoy the gold standard of superior service

As long as you hold the Visa gold card, you can enjoy the credit limit of more than US$ 5,, revolving credit limit, emergency replacement card service and travel cash expenditure service. Visa gold card holders can also enjoy travel accident insurance, medical and legal services introduction and assistance, and 24-hour free telephone support from Visa Global Emergency Service Center

3. Visa Platinum Card

Visa Platinum Card provides extra-high credit limit, tailor-made tourist reception services and entertainment projects, and $5, travel accident insurance. And a series of fascinating exclusive offers

4. Visa Unlimited Card

Visa Unlimited Card transcends ordinary payment boundaries, providing credit lines that are hard to find elsewhere, unimaginable convenience, tailor-made offers and unparalleled services. Only a few invited people can enjoy the unique status of Visa Unlimited Card

5. Visa Debit Card

Visa Debit Card can pay directly from the bank account. Moreover, the payment record will be listed in the bank statement in detail, making financial management easier and more convenient

6. Visaway card

As long as the Visaway card is close to the card reader, the payment can be completed, and the process is faster, simpler and safer

7. VisaMobile

VisaMobile integrates all the benefits provided by the Visa card into the mobile phone. You can purchase or download coupons, games, music, theater tickets, etc.

8. Visa prepaid cards

Payment options other than cash or checks are convenient and safe. Visa prepaid cards provide a relaxed, convenient and safe way to pay anytime and anywhere, with peace of mind at all times. VisaTravelMoney is a travel prepaid card, which can travel to more than 1.8 million ATMs in more than 2 countries or regions around the world 24 hours a day and withdraw local currency as travel expenses at will.

Baidu Encyclopedia-Visa

Let's stop here for the introduction of how to apply for a visa credit card.