1. The most basic condition for the first credit card withdrawal is that the average monthly consumption is above 30% of the limit, and there is no bad record in the last 6 months.
2. The second condition is that the types of merchants who spend credit cards should be as diverse as possible: shopping malls, supermarkets, gas stations, restaurants, hotels, tourism, entertainment places and so on. Online shopping banks are not welcome.
3. Credit card withdrawal can only be invited by the bank, and it is not supported for cardholders to apply for cash withdrawal voluntarily. In other words, the bank will notify the cardholder to withdraw the amount within a certain period of time according to the cardholder's system score.