Individuals and enterprises under the following circumstances may apply to the loan issuing bank for adjustment of overdue credit records:
For those who are hospitalized or quarantined in COVID-19 due to infection, need to be isolated for observation due to COVID-19 epidemic prevention and control, and participate in COVID-19 epidemic prevention and control, the overdue credit business that cannot be repaid in time due to COVID-19 epidemic during COVID-19 epidemic prevention and control will not be submitted as overdue records; For individuals and enterprises that have temporarily lost their sources of income due to the COVID-19 epidemic, submit credit records according to the adjusted repayment arrangements; Has been submitted, according to the credit correction procedures to be adjusted; Have objections, should take the initiative to communicate and negotiate with the information subject, properly handle.
Those who belong to the above-mentioned individuals and enterprises may apply to the loan issuing bank for adjustment of overdue credit records, and submit application materials and necessary supporting materials as required. Specific application channels and material requirements shall be subject to the loan issuing bank.
Special reminder:
China People's Bank Hechuan Center Sub-branch reminds the general public and friends that in the era of big data, credit report has become an important reference for credit approval of financial institutions, and its scope of application is constantly expanding. There are endless chaos of "credit repair" for bad information of credit subjects in society. All legal, commercial and charged "credit repair" are scams. Please be vigilant and don't fall into the trap of "credit repair". According to the Regulations on the Administration of Credit Information Industry, neither the credit information agency nor the commercial bank has the right to change or delete the credit information correctly displayed in the credit report at will. There is no so-called "credit repair" in the field of credit investigation.
If you have any problems in handling business, you can consult or reflect to Hechuan Central Sub-branch of China People's Bank.
Tel: 023-427 13059, 023-427 1307 1.
Reference list of materials needed for adjustment of overdue credit records of banks in Hechuan District
I. Hechuan Sub-branch of China Industrial and Commercial Bank
Contact telephone number:
023-42827982, 19908325373
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof of epidemic prevention work, such as electrostatic control notice of government departments during the epidemic;
4. Proof of temporary loss of income sources due to the epidemic;
5. Other supporting materials.
Two. Agricultural Bank of China Hechuan Branch
Contact telephone number:
023-63975558, 17723024868
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof, notice and work record of epidemic prevention work;
4 proof materials of temporary income loss caused by the epidemic.
Three. Bank of China Hechuan branch
Contact telephone number:
023-42820025
15023663230, 1580302027 1
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof of epidemic prevention work;
4. Proof of temporary loss of income sources due to the epidemic;
5. Other supporting materials.
Four. China construction bank Hechuan branch
Contact telephone number:
023-4242809 1
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof of epidemic prevention work;
4 proof materials of temporary income loss caused by the epidemic.
Verb (abbreviation of verb) Bank of Communications Hechuan Branch
Personal credit contact telephone number:
023-4289 1205, 19936050707
Contact telephone number of enterprise credit investigation:
023-42853227, 1320609 1598
Materials required:
1. ID card;
2. Admission or isolation certificate;
3. Proof of prevention and control work;
4 proof materials of temporary income loss caused by the epidemic.
Six, the Postal Savings Bank Hechuan Branch
Contact telephone number:
023-42829895
023-42723636, 15696659928
Materials required:
1. ID card;
2. Proof of diagnosis and treatment;
3 proof of epidemic prevention work;
4. Proof materials of temporary loss of income sources due to the epidemic, such as business income and expenditure records and personal bank flow;
5. Other supporting materials.
Seven, Chongqing Rural Commercial Bank Hechuan Branch
Contact telephone number:
023-42834982
Materials required:
1. When applying for adjusting overdue credit records, the application materials are as follows:
Persons hospitalized or isolated due to infection in COVID-19: admission or isolation certificate issued by the hospital or disease control department;
Isolated persons who need to be isolated but are not hospitalized for epidemic prevention and control in COVID-19: isolation certificates issued by neighborhood committees, village committees, street offices and township governments or other materials that can prove the isolation of information subjects;
Personnel involved in epidemic prevention and control in COVID-19: certificates issued by their work units or neighborhood committees, village committees, sub-district offices and township governments to participate in epidemic prevention and control in COVID-19, certificates issued by medical departments or CDC, orders, notices or work records to participate in epidemic prevention and control in COVID-19, etc.
2. Individuals and enterprises that have temporarily lost their income sources due to the COVID-19 epidemic need to provide relevant supporting materials when applying for adjustment of overdue credit records, such as: proof of income status, proof of unemployment, proof of termination of labor contract, notice of suspension of work, bank flow, tax payment records, supporting materials issued by relevant industry authorities or local government departments, and personal or enterprise authenticity commitment.
8. Hechuan Sub-branch of Pudong Development Bank
Contact telephone number:
023-4248640 1, 13658365494
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof of epidemic prevention work;
4. Proof materials of temporary loss of income sources due to the epidemic, such as bank running water and business contracts.
9. Bank of Chongqing Hechuan Branch
Contact telephone number:
023-428 15306
18602326494, 18523933066
Materials required:
1. ID card;
2. Admission or isolation certificate;
3. Proof of prevention and control work;
4 proof materials of temporary income loss caused by the epidemic.
X. Chongqing Three Gorges Bank Hechuan Sub-branch
Contact telephone number:
17782288869
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof of epidemic prevention work;
4 proof materials of temporary income loss caused by the epidemic.
Xi。 Hengfeng bank Chongqing Hechuan branch
Contact telephone number:
023-427 1 1069, 18623058448
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof of epidemic prevention work;
4 proof materials of temporary income loss caused by the epidemic.
12. Chongqing Hechuan Bank Fu Deng Rural Bank
Contact telephone number:
023-427 15770-770, 19923705037
Materials required:
1. ID card;
2. Admission or isolation certificate;
3 proof of epidemic prevention work;
4. Proof materials of temporary income loss caused by COVID-19 epidemic.