Online spending with a card is the same as spending in a physical store, and there is no need to pay interest. Credit card online consumption also has a certain interest-free period. However, if the repayment cannot be made after the deadline, interest will be charged if the interest-free period is exceeded.

Another situation is the minimum repayment amount, which is basically the minimum repayment amount 10% next month after your credit card consumption. The remaining banks that have not paid back will charge corresponding interest. And if the consumer fails to repay the loan in the final repayment period, the price can be described as "high" because you have to pay interest and related expenses, including late fees and overdraft interest.

2. Credit card consumption:

Bank credit card consumption generally has an interest-free period of 20-56 days. It is recommended to find out the interest-free period of your credit card. Each bank will have different regulations on the interest-free period. In the meantime, if you don't pay more interest, you will be charged interest.