After apple pay binds the credit card, it uses NFC card swiping function, and fingerprint verification does not need to input password or scan code, thus avoiding the risk of payment password being stolen;
Apple pay does not manage users' assets, and the transaction is completed on the platform of the bank. It is only equivalent to a virtual bank card, and you don't need to enter a password on the pos machine.
The security of Apple's mobile phone ensures that even if the mobile phone is stolen, the information will not be leaked, and the information security of bank cards will be protected to the maximum extent.