How to apply for a China Construction Bank credit card
Living in this big data network era, shopping has become an online service. You can just swipe your card or bring a mobile phone to make purchases. , because of this, applying for a credit card has become the choice of most people. Now I will introduce to you how to apply for a China Construction Bank credit card.
1. Application at a bank outlet: Applicants can go to the local CCB outlet with their ID card and other relevant materials to apply.
2. WeChat public account processing: Open WeChat and follow the CCB WeChat public account - "Dragon Card Credit Card"; enter the official account and click "My Site" at the bottom of the screen - "Card Application/Progress"; in the reply Click "Click here to apply now"; select the credit card you want to apply for and click "Apply Online"; then enter the information according to the prompts.
3. Online banking application: Open CCB online banking http://; after logging in, click "Credit Card" - "Credit Card Application"; select the credit card to be applied for and click "Apply Now"; then enter the information as prompted. Just apply.
The above is an introduction to how to apply for a China Construction Bank credit card. We also need to remind everyone that when applying for a credit card, banks will check your credit report, and we hope you will maintain your credit record.
How to apply for CCB credit card?
How to apply for a Construction Bank credit card? How to apply for a Construction Bank credit card? How to apply for a Construction Bank credit card? How to build a bank credit card? The editor of Southern Fortune Network below will introduce to you how to apply for a Construction Bank credit card.
At present, CCB’s credit card business has been very successful. If you don’t have a credit card from this bank, how should you apply? We will talk about it in detail below.
Bring relevant documents to the business hall of China Construction Bank to apply.
You must bring your ID card. You must bring other documents and materials, such as social security card, salary slip, work certificate, housing and car certificate, etc. It is difficult to successfully apply for a credit card with just one ID card. Under normal circumstances, if you have a social security card and a salary slip, your application can be successful. It would be best if you have proof of your car and house. After truthfully explaining your purpose of visit, the staff will ask you to fill in the application form. After the bank staff copies your relevant documents, you can leave after the staff confirms it. All that is left is to wait.
Go to CCB’s official website to apply.
Log in to the bank’s official website, as shown below, and select “Credit Card”.
In the newly opened page, select, "Apply for a credit card online". As shown below (the image has been processed and sensitive words have been removed).
You can apply step by step according to the prompts on the page. Pay attention to fill in your personal information carefully, especially your mobile phone number, verification email, address, etc. As shown in the picture below: "The type of card you want to apply for is". For those of you who are applying for a credit card, you may not know it, but when you choose the province and city, there are many types of credit cards under the card type you want to apply for. , if you are still unclear, click "Learn Product Details".
After the application is completed.
If the credit card application fails, the bank will usually send you a message to tell you. If the application is successful, the bank will usually contact you by phone.
If you have chosen to apply for a credit card at a business office before, the bank will usually mail the card to you. When you receive the express delivery of the credit card, the courier will check your identity information. If you apply for a credit card online, bank staff will contact you. Generally, the staff will invite you to bring relevant documents to their nearest business office to verify your identity. If the situation is true, your credit card will be approved. Of course, bank staff will also come to you in person. When they come to see you, bring relevant documents. As long as the situation is true, your credit card can be successfully processed.
1. CCB Credit Card Application Conditions
Any natural person with full civil capacity and repayment ability can apply for a personal master card with his or her valid identity document and relevant supporting documents.
The main card applicant can also apply for supplementary cards for other natural persons with full capacity for civil conduct or natural persons with limited capacity for civil conduct (must obtain permission from their legal representatives). Each main card can apply for up to three supplementary cards. The main cardholder can apply to cancel the supplementary card at any time.
2. Information required for CCB credit card application
1. If you are an applicant with local household registration, you must also provide:
①Copy of ID card;
②Proof of financial resources: including proof of income or proof of personal assets or proof of professional qualifications, including:
--Proof of income (including any material)
a .Copies of personal income tax withholding vouchers or tax payment certificates for the last three months from the date of application
b.Copies of social insurance policies for the last three months from the date of application
c . Provident fund payment records or copies of payment lists for the past three months from the date of application
--Proof of personal assets (including any materials)
a. The property rights belong to the person Or a copy of the local real estate certificate owned by others
b. Copy of house/car purchase invoice
c. Copy of motor vehicle driving license of the People's Republic of China
d. Copy of China Construction Bank savings passbook or deposit receipt
--Proof of professional qualifications (including any material)
For example: assessment or recognition by national authoritative departments Copies of professional qualification certificates, including certified public accountant, certified auditor, lawyer certificate, etc.
2. If you are an applicant with non-local household registration, you must also provide:
①Copy of ID card;
②Proof of financial resources (same as above);
③Stability proof.
a. Copy of local real estate certificate from the card issuing bank
b. Copy of social insurance policy
c. Copy of full-time undergraduate degree or above/degree certificate
3. If you are an overseas person (including compatriots from Hong Kong, Macao and Taiwan and foreigners), you need to also provide:
①Copy of ID card;
a .Foreigners shall provide a copy of their passport
b. Residents of Hong Kong and Macau shall provide a copy of the mainland travel permit for Hong Kong and Macao
c. Taiwan residents shall provide a 5-year mainland travel permit for Taiwan residents. Copy
② "Foreigner's Permanent Residence Certificate" or deposit (minimum deposit amount is 5,000 yuan).
There are two methods and procedures for how to apply for a CCB credit card
Credit cards are now a big market. In order to improve their competitiveness, major banks will create different themed cards based on different points every year. Banks are no exception. So, how to apply for a CCB credit card? It is divided into online application and branch counter application.
How to apply for a CCB credit card, the application process:
1. Apply for a CCB credit card online
1. Open the homepage of the CCB official website;
2. Select the Credit Card Center and click Credit Card Online Application;
3. At this time, there will be two options: "New User Application" and "Existing Card Customer Application", choose according to your own situation;
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4. Follow the prompts on the page to fill in the basic personal information, select the card type, make sure you have reviewed the "China Construction Bank Dragon Card Credit Card Acceptance Agreement", and then click Submit.
Tip: If you are applying for a credit card again through "Existing Card Customer Application", you also need to fill in some basic information about the existing credit card.
2. Applying for a CCB credit card at a bank branch counter
Applying for a credit card at a bank branch counter is a traditional credit card application process. In this way, you only need to bring all the information and submit the information. Just give it to the bank staff and that's it. The required information includes: CCB credit card application form, proof of identity, relevant documents proving work, relevant proof of income, proof of residence, etc. (Click here for details
2017 CCB credit card application conditions knowledge points are here
View).
CCB credit card approval takes about 20-25 working days, which is about a month. You can also check the progress of the process through the "Card Application Progress Query" in the Credit Card Center.
After seeing how to apply for a CCB credit card here, the process is clear at a glance. At the same time, in the credit card section, just click
Convenient Entry
to quickly apply for a CCB credit card!
How to apply for CCB credit card?
You can apply for a China Construction Bank card online.
Users can apply for a construction bank card online. The specific application steps are as follows:
1. Log in to the official website of China Construction Bank;
2. Click on deposit, loan and bank card-debit card application;
3. Fill in the personal information, including name, ID number, and click Next.
4. Click the check box to agree to the "CCB Long-Term Card Debit Card Collection Agreement" to complete the application.
Operating environment: Huawei nova7JEF-AN00
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Processing process:
1. You must carry your ID card with you. Because you need to save some money when you first apply for a card. Usually the minimum is about 10 yuan. It also costs about 10 yuan to apply for a card. Therefore, please bring your ID card and 20 yuan (or more) in cash to the local business outlet;
2. After entering, you will see the lobby manager. The lobby manager will usually ask you what business you need to handle. As long as you tell you that you need to apply for a bank card, the lobby manager will take out the corresponding form for you to fill in;
3. Generally speaking, larger outlets will have queuing machines. After queuing, people do not need to queue. Just wait for the counter to call the number. Go to the queuing machine, click on the new card opening business that needs to be processed, and take out the note. It will show your location and how many people are waiting in front of you;
4. After arriving at the counter, hand the completed form and ID card to the bank teller. When applying for a card, you will need to sign and enter your password. The password is six digits. Once set, you should remember it. This is the password for future withdrawals;
5. After completing all procedures, you will receive a bank card. If you do online banking at the same time, you will get a security card or a USB shield at the same time.
Expand materials:
To apply for a CCB bank card, you need to meet the following conditions:
1. Be at least 18 years old, have a stable career and a certain income, and have no bad records , those who have the ability to repay can apply for a long-term (dual-currency) credit card;
2. Work for six months or one year at the card-issuing bank before joining; if the annual income reaches the local average annual income, you can Counted as 13 months. In addition, applicants with a certain social status or whose annual income reaches more than 5 times the per capita annual income in the jurisdiction of the card issuer and have good credit may be issued a gold card with their consent.
How to apply for a credit card at China Construction Bank
Hello, China Construction Bank, as one of the four major banks, has always been favored by many cardholders. If you want to apply for a card, you must choose the card type that suits you. , I will share it with you based on Xiao Qin’s method of seeing stuck types of work. I hope it will be helpful to you!
1. Tips for filling in application information
1. Fill in marital status: fill in the facts. Married and unmarried over 24 years old;
2. Residential phone number: It doesn’t matter if you don’t have a landline, you can also fill in a mobile phone;
3. Residential address: Same as the work unit address filled in when applying for a credit card The city should be the same, the closer the better;
4. Residential status: Owned residential unit, apartment, rented house;
5. Educational background: Bachelor degree or above is preferred, if true If the education level is lower than technical secondary school, please fill in technical secondary school;
6. Work unit landline: This is very important. The unit has a landline. The bank will directly call the unit to verify the information. If the verification is successful, the card will be issued.
2. Pre-approval limit
Before applying for a credit card, China Construction Bank can check its pre-approval limit, which can be viewed directly on the mobile APP, official account or offline outlets. Your own pre-approval limit, and the bank's internal score on behalf of the pre-approval representative has reached the standard. As long as there are no bad credit records, it is basically no problem to apply for a card.
3. Debt ratio
If you have many credit cards, be careful not to have your debt ratio too high. If you still want to apply for more credit cards, you may not have raised the limit for a long time. , even if the credit limit is small, you can cancel it appropriately. Generally, a person can hold up to 6 credit cards. It is best to apply when you hold 4 credit cards. Do not cancel blindly. According to existing banks, such as ICBC Investment, do not cancel even if the amount is low. , so it varies from person to person.
4. Choice of card application channels
1. Online card application: If the qualifications are average and there is no proof of assets that need to be provided, it is best to apply for the card online. Choose, fill in the application form according to the skills of integrating card application information and create a good reputation before applying. The limit of 2-5w is no problem.
2. Apply for the card offline: the option of directly applying for a large credit card , if you have high-quality assets such as large deposits, real estate, cars, and financial management, you can go directly to the counter of an offline outlet, bring a copy of the assets, and submit the assets directly at the counter to apply for a large credit card. The general limit is 50,000 rise.
5. Recommendation of popular card types
1. Dragon Card hot purchase card
2. Dragon Card bilibili Card
3. Dragon Card Auto Card
4. Dragon Card Global Payment VISA/UnionPay dual-label card
5. Dragon Card Family Beloved Card
6. Dragon Card Exclusive Platinum Card (Dashan White)
This ends the introduction on how to apply for a credit card with CCB and how to apply for credit card installment with CCB. Have you found the information you need?