Banks generally slogan that credit cards are interest-free in installments. Remind card friends that there is a handling fee for staging!

The installment rate ranges from 0.6% to 1% per installment. Installment fees are generally charged in installments with monthly bills, and some banks charge them in one lump sum.

The credit card of the same bank is in stages. How many stages are appropriate? Let's calculate, take this as an example. 6,543,800 yuan in stages. The longer the number of installments, the higher the handling fee. So the conclusion is: the less the number of periods in the same bank, the more cost-effective.