The process of small-sum confidential and visa-free payment is as follows: 1. Please call 95588 to report the loss immediately after the card is lost, or go to the business outlet to report the loss. 2. For the theft of small confidential visa-free transactions, please ask the cardholder to apply for compensation from the bank in time (if the card is lost, it must be reported first), and provide the application materials such as the denial statement of UnionPay card transactions. 3. The bank will submit the verified claims to UnionPay, and UnionPay will record the claims of the cardholders after approval.