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Can a credit card with a credit limit of 70,000 be overdrawn at one time and in stages?
Hello, if you have a credit card of our bank, the application conditions for bill installment are: 1. The latest bill has been repaid in full and on time, and there is no delay in repayment of the last three bills; 2. Transactions that can't be handled by installments include installment transactions and various expenses (such as annual fees, interest, late fees and other credit card fees); Dollar account transactions and funds that have applied for foreign exchange purchase, real estate transactions, pre-authorization transactions and other transactions designated by the card center. For details, please log on to the credit card website/click "Credit Management"-"Bill Staging" to inquire about the terms of bill staging.

After you submit your bill installment application, we will process your application order within 2 days and send you a short message the day after successful processing. After the bill installment is successful, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = total installment principal ÷ number of installments. The principal payable in each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the balance is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan. For example, your current bill amount is 5,000 yuan, and the installment amount you applied for is 3,000 yuan. You need to repay 2,000 yuan on the due repayment date of this period. After that, the payable principal of each installment of the bill is 65,438 yuan+0,000 yuan, and the handling fee is 27 yuan, which will be paid off in three installments. Use your card well!

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)