There are also some precautions:
1, Bank of Communications stipulates that you can only apply for a credit card if your annual income exceeds 2.4W It may be that your annual salary is too low, which should be the main reason;
2, and then your work unit, generally state-owned enterprises, has a higher score on foreign investment than private enterprises;
3, the so-called comprehensive score is what can prove your qualifications, including what housing, deposits and so on;
You have to wait for three months, because your application record is still in the Bank of Communications, and it will not be eliminated within three months. It seems that you applied directly;
The premise is that you can provide more financial proof, such as real estate license, private car, large deposit, etc. , can be approved.
After you submit information online, if you pass the preliminary examination, you need to go to the counter to submit paper personal information again, and then the credit card will officially enter the review cycle, and the staff of the credit card center will verify your information by phone during the review cycle. If none of them pass the preliminary examination, try to apply again through business outlets or credit card holders. The conditions for handling a credit card mainly include: a stable income source, a good credit record, handling social security, having a large social security balance, having certain proof of assets, carrying a personal ID card when handling, and other convenient conditions for handling a credit card smoothly.
If the landlord has anything unclear, you can ask the customer service staff of the bank specifically. I hope my answer can help the landlord!