The following 5 banks can make an appointment for credit report:
1. China Merchants Bank Longgang Branch Shenzhen Branch handles personal loan business
Address: Person in charge on the first floor of Building 2, Phase 3, Tianan Digital Pioneer Park, Central City, Longgang District, China Merchants Bank
2. China Merchants Bank Shenzhen Futian District Branch handles personal loan business
Address: China Merchants Bank Shennan Branch, Building 1, Modern International Building, No. 3038, Jintian Road, Futian District
3. After the personal loan business of China Merchants Bank Nanshan Branch, Shenzhen Branch
Address: China Merchants Bank Gaoxinyuan Branch, 1st Floor, Weisen Building, Nankai Road, Nanshan District
4. China Merchants Bank Baoan Branch Shenzhen Branch handles personal loan business
Address: China Merchants Bank 601, 6th Floor, Baomin 1st Road Plaza, District 9, Baoan District
5. China Construction Bank Jihua Branch
Address: 1st Floor, Central Garden Store, Buji Street, Longgang District
Extended information:
Notes:
According to the management regulations of the credit reporting industry, the retention period of bad personal information by credit reporting agencies is 5 years from the date of termination of the bad behavior or event. If it exceeds 5 years, it will be deleted.
The starting point for five years is the date the bad conduct or event ended, not the date the bad conduct occurred. In other words, if you have an overdue loan, it can only be deleted after 5 years of your repayment, rather than automatically being deleted after 5 years of being overdue.
When the information in the personal credit report is wrong, there are two ways to deal with it: First, submit the original and copy of the valid identity certificate (certificate and personal credit report) to the local branch of the People's Bank of China to submit an objection. Apply; or contact the bank that handles banking business directly
Reference:
People's Bank of China Credit Information Center - Frequently Asked Questions
People's Bank of China. Credit Center-Contact information for credit reporting sub-centers and inquiry points across the country