The Golden Harvest Card is a bank card launched by the Agricultural Bank of China, which is divided into the following three categories:

1. Debit card: It has functions such as depositing and withdrawing RMB, transfer settlement, and financial management. . The Golden Harvest Card has no validity period and can be used for a long time;

2. Quasi-credit card: including RMB deposit and withdrawal functions for consumption, transfer settlement, and total amount. The card is valid for 1 year, and the long-term validity period is 5 years (generally 5 years for employee cards, and 3 years for other cards), and you can also obtain a certain degree of overdraft amount;

3. Credit card: with consumption Credit, cash advance, repayment and other features. Not only can users enjoy specific discounts on interest-free repayment, but the validity period of the credit card is also related to the type of credit card.

The role of the Golden Harvest Card

Residents and individuals of enterprises, agencies, administrative institutions and institutions can receive the Golden Harvest Card through the Agricultural Bank of China card-issuing bank. Cardholders can not only shop and consume in special stores and hotels in the same city and other places, but also deposit and withdraw cash at specific institutions specified by the Agricultural Bank of China. However, units and individuals applying for the Golden Harvest Card must open a deposit account at the card-issuing bank.