Credit cards can also be frozen for various reasons. Once a credit card is frozen, it means that the cardholder cannot use the credit limit of the credit card for overdraft consumption. So how long does it take for a frozen credit card to return to normal? Let’s find out together.

How long does it take for a frozen credit card to be restored?

It depends on the situation. Generally, it can be unfrozen within two working days. Bank cards frozen due to different reasons have different unfreezing times. After your credit card is frozen, apply to the bank to unfreeze it. If it can be unfrozen, the bank will generally unfreeze your credit card within two working days.

1. The password is locked

The password is temporarily locked and will be unlocked automatically after 24 hours of thawing.

2. Permanent freezing

1. Password issues

If the password is permanently frozen, you can apply by phone or online, and it will take about a week to unfreeze it.

2. Overdue debt

If the debt is overdue, the cardholder needs to pay off all the debt within a short period of time, and then apply for unfreezing. This depends on the cardholder's repayment. It depends on the payment time. If the debt is not paid, it cannot be unfrozen.

3. Violation issues

If any unreasonable consumption or cash withdrawal occurs, your account will be permanently frozen, blacklisted, and permanently prohibited from applying for a credit card. Unfreezing will be invalid.

3. Judicial freeze

If it is a judicial freeze, it usually takes about 6 months to automatically unfreeze. If the case is not over, it can only return to normal after the case is over and unfrozen. use.

4. Frozen for other reasons

If it is frozen due to pre-authorization, it will usually be automatically restored in about 30 days.