question 2: can the credit card of China construction bank transfer money online? the main function of the credit card is to swipe the card with a POS machine, which can be used in supermarkets and shopping malls wherever there is a POS machine.
if online banking is enabled, you can transfer money online, which is an overdraft, and a handling fee will be charged.
to put it bluntly, you just want to withdraw the money from the credit line. What do you want to do with it? Still have to spend. So swiping the card is the right way. Cash can't be used to go to Mars. The advantage of having a credit card is that if you have no money, you don't have to borrow it from others. swiping your card is equivalent to borrowing it from the bank.
question 3: can I transfer money to other bank cards if online banking is enabled on the credit card? Credit cards can only be used to swipe cards or pay for consumption online, and cannot be transferred.
the credit card is used for online banking, and no transfer is allowed; However, you can transfer money at ATM, and the transfer amount is "cash advance" or "overpayment".
Overpayment:
① This sum can increase the available credit card limit or be directly used for consumer repayment;
② If there is overpayment in the credit card, the overpayment will be deducted first, and then the credit line will be deducted. If the overpayment is greater than the consumption amount, there will be no overdraft;
③ For example, 9 yuan needs to be repaid in this period, and 1 yuan is actually repaid, and the extra 1 yuan is overpayment;
④ If you deposit money into the credit card in advance without spending, you can't get this part of the money. If you want to withdraw it, you will charge a high handling fee, so you should try to avoid it.
⑤ Overpayment does not bear interest.
Question 4: Online banking credit card transfer. Go to the counter and register your credit card under a debit card with online banking. You can transfer money to each other. There is no charge for transferring extra money.
question 5: can you transfer money to a credit card? I believe many users must know that credit cards can't be transferred, but some people are not sure whether they can transfer money to credit cards. In fact, a general savings card can transfer money to a credit card. If you want to receive money from others by credit card, you only need to provide the credit card number to others. The remitter will deposit money directly into the account or transfer money directly from the savings account with the card number provided by you. However, in general, the transfer to a credit card usually arrives on the second working day of remittance, which cannot meet the transfer demand of real-time arrival. In addition, according to the different regulations of each bank, the handling fee charged for credit card transfer is also different, and no handling fee is charged for peer transfer. It should be noted that the savings card can transfer money to the credit card, but the credit card does not have the ability to transfer money to the savings card, so it is even more impossible to transfer money to the credit card with the credit card. In the case of no arrears, the money deposited in the credit card by transfer is also called overpayment. Users can use this overpayment according to their own needs, but they will also charge corresponding fees when they withdraw the overpayment.
question 6: can credit card repayment be transferred through online banking? Hello, you can transfer, but it's an inter-bank transfer, and the handling fee is very high. You'd better use the credit card repayment function, and only debit cards can be transferred to credit cards, free of handling fee. Remember, don't use the transfer function to bank cards. If you don't understand, you can ask me
Question 7: Can a credit card buy things online or transfer money? Whether a credit card can buy things online depends on whether the merchant you pay online has opened the credit card payment function. General credit cards can pay phone bills, Taobao and so on. However, not all bank credit cards are available. Before you pay, it depends on whether this payment platform has your bank's credit card. For example, the Bank of Communications credit card can't make WeChat payment and pay phone bills. Because they didn't cooperate. Credit cards can only be used for online banking payment, but cash advance and transfer are not allowed. You can buy things online and ask: online shopping auction can be right, is online banking opened in advance? But this cash advance is cash withdrawal? Answer: Yes. As long as the online banking is opened, it is exactly the same as a normal savings card. The only difference is that credit cards cost interest, while savings cards don't. But transfer is not allowed. You must borrow cash in advance before you can get the cash.
Question 8: Can bank credit cards overdraw online transfer? The overdraft limit is not calculated, but is approved by the bank according to the information when you apply for a credit card. Generally, after the bank receives your application information and successfully issues it, it will know how much the overdraft limit of the credit card can be used for credit card consumption. Cash withdrawal is generally 5% of the total amount.
Cash withdrawal fee:
China Industrial and Commercial Bank Credit Card
Local bank: free
Local interbank: 2 yuan/transaction
Foreign bank: 1% of the cash withdrawal amount is charged, with a minimum of 1 yuan and a maximum of 5 yuan;
Inter-bank withdrawal in different places: 1% of the cash withdrawal amount is charged, with the lowest in 1 yuan and the highest in 5 yuan, plus the inter-bank withdrawal fee for each 2 yuan.
Credit card of Agricultural Bank of China
Cash advanced by the Bank in China: 1% of the cash withdrawal amount, with the minimum 1 yuan;
cash advance from other banks in China: (1% of the cash withdrawal amount+2 yuan)/transaction, with the minimum 3 yuan;
overseas cash advance: 3% of the cash withdrawal amount, with a minimum of USD 3 (or equivalent in other foreign currencies);
China Bank Credit Card
Domestic bank: 1% of the cash withdrawal amount, and the minimum cash withdrawal at the counter is RMB 1 yuan or USD 1; ATM cash withdrawal minimum RMB 8 yuan;
other domestic banks: 1% of the cash withdrawal amount, with the minimum RMB 12 yuan;
overseas cash advance: 3% of the cash withdrawal amount, with a minimum of $3.5
China Construction Bank credit card
domestic bank: 5‰ of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 5 yuan;
domestic banks: 5‰ of the cash withdrawal amount, with the lowest in 2 yuan and the highest in 5 yuan; Additional inter-bank cash withdrawal fee for each 2 yuan
Overseas cash advance: 3% of the cash withdrawal amount, with a minimum of $3;
bank of communications credit card
domestic bank: 1% of the cash withdrawal amount, with a minimum of RMB 1 yuan per transaction;
domestic banks: 1% of the cash withdrawal amount, with a minimum of RMB 1 yuan per transaction; Additional inter-bank cash withdrawal fee for each 2 yuan
Overseas cash advance: 1% of the cash withdrawal amount, with a minimum of $5;
within the territory of China CITIC Bank Credit Card
: 3% of the cash withdrawal amount, with a minimum of 3 yuan RMB per transaction;
overseas: 3% of the cash withdrawal amount, with a minimum of USD 3/HK$ 3 each;
China everbright bank credit card
within China: 1% of the cash withdrawal amount, with a minimum of 3 yuan RMB per transaction;
overseas: 1 cent of the cash withdrawal amount, with a minimum of $3 each;
China Minsheng Bank Credit Card
Domestic banks: free;
other domestic banks: 1% of the cash advance, with a minimum of RMB 1 yuan;
overseas cash advance: 3% of cash advance, with a minimum of USD 3;
China Merchants Bank Credit Card
Within China: 3% of the cash withdrawal amount, with a minimum of 3 yuan RMB per transaction;
overseas: 3% of the cash withdrawal amount, with a minimum of USD 3;
Guangdong Development Bank Credit Card
Within China: 2.5% of the cash withdrawal amount;
overseas: 3% of the cash withdrawal amount, with a minimum of USD 3;
Credit card of Shenzhen Development Bank
Within China: 1% of the cash withdrawal amount, with a minimum of 1 yuan RMB;
overseas: 3% of the cash withdrawal amount, with a minimum of USD 3/HK$ 3;
Shanghai Pudong Development Bank Credit Card
Within China: 3% of the cash withdrawal amount, with a minimum of 3 yuan RMB;
overseas: 3% of the cash withdrawal amount, with a minimum of USD 3;
Industrial Bank Credit Card
Within China: 3% of the cash withdrawal amount, with a minimum of 3 yuan RMB per transaction;
overseas: 3% of the cash withdrawal amount, with a minimum of $3 each;
Shanghai Bank Credit Card
Domestic banks: 1% of the cash withdrawal amount, with a minimum of 1 yuan RMB;
domestic banks: 1% of the cash withdrawal amount, plus an inter-bank cash withdrawal fee for each 2 yuan; Minimum 3 yuan RMB;
overseas: 1% of the cash withdrawal amount, with a minimum of USD 2
Ningbo Commercial Bank credit card
domestic: 1% of the cash advance, with a minimum of 3 yuan RMB;
overseas: 2% of the cash withdrawal amount, with a minimum of $3 each;
The cash withdrawal fee of Shenzhen Ping An Credit Card
is 2.5% in China, and you can withdraw 5, cash in three times, because you can only withdraw 2, yuan at most every day, and the total daily interest is ***125 yuan
The daily interest is five ten thousandths, and 2.5 yuan
I only know that one card can transfer money, but it seems that credit cards can't transfer money, even if you can, it is calculated according to the cash withdrawal fee!
I hope I can help you! ...> >
question 9: can China merchants bank's credit card directly transfer money online? China merchants bank's credit card can directly transfer money online, but you need to open online banking.
to open online banking, you need to go to the bank counter to apply for an electronic certificate.
So, as long as you know the card number and password, you can't transfer money directly online.
You need to go to the bank to handle it, and you need an ID card and a bank card.
Question 1: Can a credit card transfer money online? Online transfer is the most familiar remittance method, but most people use a savings card to transfer money online. So? This is a question that many netizens will ask, so I will answer it here. In fact, all credit cards can't be directly transferred, but Alipay and Tenpay can be recharged, because the recharged money is used for consumption and can't be cashed out. Credit cards cannot be overdrawn for transfer, but if there is excess deposit in the credit card, it can be transferred, but this situation is regarded as cash withdrawal, so the handling fee and interest of the corresponding proportion of the cash withdrawal amount should be paid according to the requirements of cash withdrawal, and the interest of the bank is generally five ten thousandths per day. Although the credit card can't transfer money, it can be transferred by other savings cards. If you want to use a credit card to receive money remitted to you by others, you only need to provide the credit card number to the remitter. The remitter will directly remit money to your credit card through online banking with the card number provided by you. Therefore, because the credit card has the function of accepting money transfer, it can be used to transfer and repay money online. If you hold a debit card from another bank and open the inter-bank transfer function of online banking, you can use this function of online banking to transfer money to our bank's credit card for repayment.