Credit card audit process:
Review the submitted materials: whether the copy of identity certificate, original work certificate, original salary income certificate and application form are complete, and remind them to supplement if they are insufficient;
Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system;
Telephone verification: call the applicant himself and his unit to verify that his information and unit information are true and reliable;
Pass the examination and send a credit card.
What does credit card audit mean? If you apply for China Merchants Bank credit card, the application review is a comprehensive evaluation, and there will be many reference factors, such as work, income, stability, personal credit and so on.
After China Merchants Bank Card Center receives your application materials, it usually takes 10 working days to review, and SMS will remind you after the card is approved.
What does Minsheng Credit Card File Audit mean? Credit card file review of Minsheng Bank: The applicant applied for a credit card, and the review materials submitted to Minsheng Bank are under review. According to the relevant regulations of Minsheng Bank, the process of applying for a credit card is as follows:
Counter application:
Bring a credit certificate to the counter to apply;
Require the applicant to submit relatively complete asset certification documents;
Submitted to Minsheng Bank, audited by the background audit department of Minsheng Bank;
After the audit is completed, credit cards will be issued.
To apply for credit, the following conditions must be met:
At least 18 years old, with full capacity for civil conduct;
Have a good credit record;
Have a source of work income and repayment ability.
To sum up, Minsheng Bank's credit card review means that Minsheng Bank verifies the information submitted by the applicant. Please consult the local Minsheng Bank for details.
What does credit card face-to-face review mean? Face-to-face review of credit cards means that credit cards applied online have to go to the counter to review the information.
Reasons for rejecting the pass rate of bank name:
98% of CITIC Bank's work unit, telephone number and address do not correspond;
96% of Guangfa Bank's cards are issued in different places through inter-provincial VIM machines;
92% of China Everbright Bank's household registration book or supporting materials are incomplete;
98% of Minsheng Bank set up cards in different places;
Ping An Bank 100% None;
Four major banks 100% none;
Other banks 100% None.
Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't have to pay cash when using credit cards, but they will pay it back on the account date.
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when using credit cards, and make repayment on the checkout date. Except for some credit cards combined with financial cards, credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct money from users' accounts.
main feature
① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;
② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;
Credit card is a high-tech product integrating financial business and computer technology.
Credit card can reduce the use of cash and currency;
⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;
⑥ Credit card can simplify the collection procedures and save social labor;
⑦ Credit cards can promote commodity sales and meet social needs.
What does the pre-examination and audit of Minsheng Credit Card mean? General pre-trial is to review the information filled in by the applicant and send it to the applicant if it meets the requirements. After receiving the credit card, the cardholder generally needs to bring the relevant information required in the newsletter of the issuing bank and go to any outlet for face-to-face audit within the specified time. You can't open the card and set the password until the interview is over.
What does credit card approval mean? What do you mean by approval?
What does it mean that the credit card is about to be audited? The credit card will be reviewed soon, which means that the credit card center has received the materials sent and is ready to enter the credit card review process.
Credit card audit process:
Review the submitted materials: whether the copy of identity certificate, original work certificate, original salary income certificate and application form are complete, and remind them to supplement if they are insufficient;
Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system;
Telephone verification: call the applicant himself and his unit to verify that his information and unit information are true and reliable;
Pass the examination and send a credit card.
What does it mean to pass the credit card examination? If China Merchants Bank is approved, it will send a text message to remind you. Please accept the final audit and get the card.
What do you mean by credit card approval? This means that the application has been approved. Congratulations, card. Wait patiently for business card printing and issuing. There is a beautiful card.
What does the approval of PUFA Credit Card mean? This should be your online credit card. You need to bring your ID card and a credit card issued by the bank to the counter to activate the credit card.