The repayment date of China Merchants Bank credit card can be postponed for three days. As long as the repayment is successful within these three days, it will be considered a normal repayment and will not have an impact on personal credit. These three days are called the repayment grace period. If it exceeds these three days, it will affect your personal credit score.

What does it mean when credit card repayments are not recorded?

Means transactions that have been repaid but have not yet been included in the bill. The user repays the money after using the credit card, but the repayment amount is not recorded in time, resulting in the payment being transferred to the banking system to form a liability. Be sure to remember to confirm whether your repayment is successful. Sometimes the user may not be successful in repaying due to network problems, which will lead to overdue payment.