Xiaomi wallet needs the following materials to apply for a credit card:

1. Work certificate and income certificate. You need to go to the bank to get this certificate application form, then fill in some basic information yourself, and then hand it over to the work unit with the official seal and then hand it over to the bank.

2. social security payment certificate. Social security payment certificate is a good proof of job stability, and the success rate of applying for social security card will be improved.

3. Certificate of deposit. If there is a bank deposit, the applicant can issue a deposit certificate in the bank and then apply.

4. You don't need proof of financial income to apply for Xiaomi wallet credit card.

Xiaomi wallet credit card overdraft refers to the credit card limit, which is also commonly referred to as the credit card available limit. It refers to the maximum amount of credit card you can use, including the credit limit (that is, the maximum credit card overdraft limit) and the amount deposited in the credit card.

the amount of any credit card depends on the effective income provided by the individual in the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the income and secured assets of the applicant, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.

Extended information:

Every cardholder must pay attention to the following matters when applying for a card:

1. Enable SMS. When using the traditional function of credit card to consume first and then repay during the credit line and interest-free period, we must pay attention to whether the function of SMS timely notification has been opened, so as to grasp the consumption dynamics of bank card accounts in time.

2. handle the automatic repayment function of bank associated account. When using credit card credit limit to overdraw consumption, we must pay attention to the date of due repayment, and try our best to use the automatic repayment function of bank linked account to avoid personal integrity being affected.

3. Customer service telephone number of the bank. In order to avoid the risk of card use due to the failure to provide information when bank emergency services are needed, the card issuing bank should be informed in time when the information is changed, so as to avoid unnecessary troubles or even card use risks due to the failure to provide card issuing information when credit cards are reported lost or other emergency services are needed.

Baidu encyclopedia-credit card overdraft

Baidu encyclopedia-Xiaomi wallet