Credit card repayment is a loan method of equal principal and interest, which means that the interest generated by the principal and the principal are divided equally into each month for repayment. Details of credit card repayment methods are as follows.

For credit card repayment, you must first bind your debit card, and then deposit the corresponding amount into the debit card before the repayment date.

The specific credit card repayment methods and deadlines after binding the debit card are as follows:

If you pay it off in full, no fees will be incurred;

The credit card is still being repaid. There is generally a three-day grace period after the payment date, and repayment within the grace period is deemed to be repayment on time;

If you pay the minimum repayment amount, daily interest needs to be calculated, starting from the date of consumption;

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If the repayment exceeds the grace period or the repayment amount is less than the minimum repayment amount stipulated by the bank, it is considered overdue, and interest will be calculated from the accounting date, and 5% of the unpaid portion of the minimum repayment amount will also be charged. Late payment fees are charged on a monthly basis;

The specific daily interest rates may vary for various credit cards.

Debit card binding can be done through the official credit card website. The specific operations are as follows:

Open the official website of the bank credit card and select personal online banking to log in;

After successfully logging into personal online banking, select Credit Card in the main menu. When the bank card is not bound to the credit card, the option to add a new account will appear at the bottom of the page;

Fill in the credit card details carefully Information;

After completion, you can bind credit cards and bank cards.