Credit card means that the bank directly gives you a line to support you to withdraw money and spend within the line, but it will charge you interest and handling fees. This card will generally ask you to provide proof of income and assets, and the bank will give you a line.

At present, it is said that the credit card of China Bank can be used as a savings card, which can earn interest. Credit cards of other banks, if you save money, only temporarily increase your original limit and increase the amount of your deposit. When you withdraw money and spend it, it is still equivalent to borrowing money from the bank, and you still have to pay the handling fee and interest.

Credit card: Pay first and then pay back, so it is also called credit card.

Ordinary bank card: deposit before use, so it is called debit card.

Learn some accounting knowledge and you will understand what it means.

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Credit cards are divided into credit cards and quasi-credit cards. As the friend above said,

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The advantage is that you don't need to bring a lot of cash, and you can overdraw your consumption.

Shortcomings, easy to consume in advance, become slaves.

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Classification by credit card organization, VISA, MASTER, JCB, AE.

According to the classification of banks, China Bank Great Wall Card and ICBC Peony Card. . . .

By currency, RMB card, foreign card and dual currency card.