20 17 Shanghai Pudong Development Bank Platinum Card Simplified Edition is a dual-label card of UnionPay and visa, and domestic dual-label cards are all magnetic stripe cards. This is because in a Melanie film, two monetary organizations are not allowed to exist at the same time, so the double-label card is issued by a magnetic stripe card with low security.
If you want to change to a chip card, you have to split the card into a UnionPay chip card and a visa chip card. You can apply for replacement at your own expense, or the bank can replace it for you free of charge when the card expires.
Extended data:
Magnetic stripe card:
The magnetic stripe card has low cost, low safety performance and easy degaussing. Criminals usually watch you enter your password and steal your password through the surveillance camera installed on ATM machines. A device for stealing customer credit card information is installed, and the card is inserted. There is a magnetic head in it, which can read all the information on the card.
Bank card copying equipment and even password stealing equipment have also flooded into the market, such as card readers and other equipment can be easily bought online or in the electronic market, and the price of the whole set of equipment exceeds 10,000 yuan. In this way, it is not surprising that bank magnetic stripe cards are frequently stolen. For this matter, all departments of the country also attach great importance to it, and soon the central bank will have a new regulation, that is, before 20 15, magnetic stripe cards should be eliminated and financial ic cards should be used in an all-round way in economically developed areas.
Chip card:
1 safe. Chip card supports non-contact offline transactions through advanced chip encryption technology, which can effectively reduce financial fraud such as copying bank cards and make users safer and more assured.
2 multi-application. In addition to all the financial functions of bank cards, chip cards can also support applications in many industries, such as merchant members, electronic ticketing, electronic gift certificates and so on. Applications from different industries exist independently in the card, and do not interfere with each other. The types and quantity of industrial applications can be increased or decreased at any time as needed, thus realizing multi-purpose of one card.
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