1. How to calculate the installment fee of Citi Credit Card?
The installment fee of a credit card is around Qianqiu or Qianqiu; the details depend on the bank’s installment details.
Let’s see what others say.
2. Introduction to Citi Platinum Card Series?
Owning a Citi Platinum Card not only shows noble taste, but also provides substantial feedback, allowing you to feel the true value of the Citi Platinum Card in your daily life and putting money back into your life. pocket!
1. Features of Citibank Platinum Card
1. Up to 2 cash bonuses
The amount of new card consumption you add each month can be Get a certain percentage of cash bonus rewards, up to a maximum of 2.
2. You can save up to 40 recurring interest rates
Use the Citibank Platinum Card to save up to 40 recurring interest rates. After using the Citi Platinum Card for at least 6 months, if you meet the conditions determined by the bank (such as all payment records are good, no other bad debt records, and the bill amount reaches a certain standard, etc.), you will have the opportunity to enjoy the discount. Revolving interest rates, preferential revolving interest rates range from 11.99 to 20. The actual applicable preferential recurring interest rate and period shall be subject to individual notification by the Bank to the applicable cardholders. Interest saving 40 means that the revolving interest rate has been reduced from 20 to 11.99
3. Balance repayment is free of revolving credit interest. It is a good time to change the card
Apply for a new Citi Platinum Card immediately and you can enjoy it A great deal with 6 periods of free revolving credit interest or 12 periods of staged low-interest balance repayment!
Please see the Citi website for details of the reimbursement fee and detailed application procedures.
2. Citibank Platinum Card Application Conditions:
(1) The main card applicant must be over 18 years old (inclusive) and have full capacity for civil conduct; the supplementary card applicant must Over 16 years old (inclusive).
(2) The main card applicant can apply for a supplementary card for his spouse, children or parents.
(3) The principal card applicant’s residence and company address must be in 13 cities with Citi branches.
(4) The main card applicant must have a stable income occupation, the ability to earn money, and good credit.
(5) The main card applicant’s monthly salary before tax is 6,500 yuan or more.
3. Materials to submit for Citibank Platinum Card application:
(1) Original identity document of the main/additional card applicant. For those from Mainland China, please provide the original second-generation ID card from Hong Kong and Macao. For original identification documents for Taiwanese and foreigners, please call the Citi credit card application consultation hotline 400-921-6888
(2) Original employment certification documents, such as business cards, employee identification cards, or company certification letters, Or a labor contract (must contain name, company name and position)
4. Citibank Platinum Card activation method:
1. Please use the home or mobile phone number you filled in when applying Dial 400-821-1880.
2. Select language: 1 Mandarin 2 English and enter your 16-digit credit card
3. The system automatically adjusts the credit card activation menu
4. Please enter the last 6 digits on your ID card excluding English letters
5. Please enter the last 3 digits on the right side of the signature field on the back of your credit card
6. Your credit card has been activated
7. Set a 6-digit phone banking password
8. Set a 6-digit transaction/cash withdrawal password
9. You have completed Password setting
10. Please dial 0 and call manual service to activate the "signature password" card payment method
5. Citibank Platinum Card charging standards
1. Citibank Platinum Card annual fee
Main card: RMB 2,000/card
Supplementary card: RMB 1,000/card
USD card: No annual fee
2. Citibank Platinum Card overdue fee
5% of the unpaid portion of the minimum repayable amount, not less than RMB 50 or US$8
3. Citibank Platinum Card over-limit fee
If the over-limit is 5, it shall not be less than RMB 50 or US$8
The over-limit function requires the cardholder to call to activate it
4. Citibank Platinum Card cash advance fee
3% of the cash withdrawal amount, not less than RMB 30 or US$5
5. Citibank Platinum Card The handling fee for retrieving card overpayment
The handling fee for overpayment retrieval at ATM is the same as the handling fee for cash advance.
The handling fee for RMB overpayment transfer is 1% of the transfer amount (not less than RMB 10 per transaction)
The handling fee for over-the-counter overpayment withdrawal in USD is 1% of the cash withdrawal amount 1 (not less than US$2/transaction)
6. Installment fee for Citibank Platinum Card transactions
The number of installments is optional: 3, 6, 9, 12, 18, 24 Period
Monthly installment handling fee: 0.72 of the transaction installment principal, and the transaction installment principal shall not be less than RMB 500.
7. Citibank Platinum Card Bill Installment Fee
The number of installments available is 3, 6, 9, 12, 18, and 24
Every month Installment fee: 0.72 of the installment principal of the bill. The amount of the installment bill can be no less than RMB 1,000.
8. Citibank Platinum Card cash installment handling fee
The number of installments can be 6, 12, 18, or 24 installments
Monthly installment handling fee: 0.60-1.00 of the cash installment principal, and the cash installment amount is not less than RMB 3,000, and the maximum is RMB 50,000, in multiples of RMB 500.
9. Citibank Platinum Card loss report handling fee
Free
10. Citibank Platinum Card replacement handling fee
Free
11. Citibank Platinum Card express fee
Free
12. Citibank Platinum Card order transfer fee
Free
13. Citibank Platinum Card dispute verification fee
Free
14. Citibank Platinum Card statement reprinting fee
12 Statements within the month (inclusive): free;
Statements for more than 12 months: RMB 10/each/month.
The maximum charge is RMB 100
15. Citibank Platinum Card International Transaction Access Service Fee
1.5 of the transaction amount
16. Citi Points/Citi Gift Cards Handling fee for redeeming airline miles
RMB 50 per transaction or USD 8 per transaction
17. Handling fee for transfer of Citi Points/Citi Miles
RMB 50 /transaction or US$8/transaction
3. How to calculate the installment fee of Citibank credit card
Citibank has launched an installment payment facility that can be enjoyed from 3 to 24 months. The installment handling fee is 0.72 per month (charged every month); the installment handling fee = the installment principal and the number of installment handling rates per installment;
(1) Transaction installment
You are in After consumption, you can apply for installment payment for your single consumption.
1) Installment conditions
The consumption amount only needs to be more than 500 yuan; there is no restriction on consumption time and location; you can apply three days after the transaction
2) Installment Number of periods:
You can apply for 3, 6, 9, 12, 18 or 24 periods, each period is one month.
3) Installment amount
If your single consumption with the RMB card reaches 500 yuan (inclusive) or more, you can apply for transaction installments. Certain transaction types cannot apply for transaction installments. Please refer to the rules and regulations for details.
4) Installment rate
You only need to pay 0.72 of the transaction installment principal amount every month as the installment fee.
5) Installment application time
The principal cardholder himself/herself can apply for installments from the time the card payment is credited (usually 3 working days after consumption) to 2 working days before the next bill date. During this period, call the Citibank credit card 24-hour customer service hotline, or log in to Citibank online banking to apply for transaction installments.
4. Citibank credit card cash installment handling fees and minimum amount
What is the minimum minimum installment amount when handling Citibank installment business? How many credit card installments can I choose? Let me give you a brief introduction to the installment fees and interest for each period. The total installment amount shall not exceed the cardholder’s available credit limit at the time of credit card application. The total installment amount is a minimum of RMB 3,000 and a maximum of RMB 50,000. The total installment amount shall be an integral multiple of 500 yuan. Apply for 6, 12, 18 or 24 periods, each period is one month's installment rate: For cash installments, corresponding handling fees will be charged based on the application amount and your personal credit situation. The handling fee is charged on a monthly basis. The lowest monthly handling rate is only the amount payable in each installment = the total amount of installments ÷ the number of installments and the total amount of installments × the handling rate of each installment. Extended reading Extended reading