What are the star customer standards for Guangfa Credit Card?

1. Samsung customers: The installment standard is 0-10,000 yuan, including 10,000 yuan; the accumulated points consumption standard is 20,000-100,000 yuan, including 100,000 points;

2. Four-star customers: The installment standard is 10,000-50,000 yuan, including 50,000 yuan; the accumulated points consumption standard is 100,000-400,000 yuan, including 400,000 points;

< p>3. Five-star customers: The installment standard is more than 50,000; the accumulated points consumption standard is more than 400,000;

Extended information:

How to become a GF five-star customer

1. Actively participate in the credit card activities launched by China Guangfa Bank, which can not only show the bank that you are actively referring to their activities, but also get some wool and kill two birds with one stone. One more thing, the food discounts of China Guangfa Bank’s credit cards are quite impressive, small window Many friends around me applied for Guangfa Card because they fell in love with the food discounts offered by China Guangfa Bank Credit Card. If you are a foodie, it is quite good to apply for a Guangfa Credit Card as a "foodie card";

2. Actively use your card to spend money and become a high-quality customer of Guangfa Bank. The star rating of Guangfa Bank's credit card should be It has only emerged recently. It should be much easier than improving the star rating of ICBC, so try to swipe the card as much as possible and increase the frequency of swiping the card;

3. Purchase Guangfa Bank financial products. It is said that this method is helpful for improving the credit card of Guangfa Bank. The star standard is very effective. There are feedbacks from card friends in the front. After buying a GF financial product, they got a five-star rating in minutes; so if you want to get a five-star credit card from GF, you might as well try the financial products;

4. Basic conditions must be met. The above three points can be said to be tips for improving star standards. Then the fourth basic condition is equally important, which mainly includes personal credit record, credit card repayment ability, credit consumption ability, etc. Failure to meet these will also affect to star rating.

The application conditions for credit cards of each bank are similar. The basic application conditions are as follows:

1. Age of the applicant

The applicant for the main card must be over 18 years old. The maximum age limit is different for each bank. For example, the maximum age limit is 60 years old for China Merchants Bank, CITIC, and Shanghai Pudong Development Bank; 65 years old for Guangfa, Bank of Communications, Minsheng, Ping An, and Huaxia; and 70 years old for China Construction Bank.

Applicants for supplementary cards are generally 16 years old or above. Among them, China Merchants Bank and Agricultural Bank of China require 14 years of age or above, while Minsheng Bank and China Construction Bank require 13 years of age or above.

2. Personal financial strength

Applicants must have a stable job and legal income, and have a certain ability to repay.

3. Credit report status

The personal credit report is good and there is no bad credit record, especially no credit cards, overdue loans, cash out, etc.

Of course, these are the most basic conditions. Even if you meet these conditions, you may not be able to pass the approval 100%. In addition, some card types require special conditions, such as assets reaching a certain scale, etc.