There is no minimum repayment for credit cards. First of all, it is very likely that the customer didn't spend money by credit card this month, so the current bill records the unpaid part of the previous bill, such as the remaining part after the last minimum repayment amount, the installment bill polled to this month, overdue fees, etc. These payments are all unpaid after the previous repayment.

Moreover, this situation may also occur if the customer only carries out cash withdrawal operations. After all, the withdrawal amount will be included in the minimum repayment amount of the bill, so it needs to be paid off in full, and the minimum repayment amount cannot be made, nor can it be repaid in installments.

Please note that the minimum repayment amount of a credit card is generally: 65,438+00% consumption principal+65,438+000% cash advance+65,438+000% installment arrears+65,438+000% outstanding minimum repayment amount+65,438+000% over-limit payment.

If the credit card cannot make the minimum repayment, the customer must pay off all the bills within the specified repayment period, otherwise it will be overdue and affect personal credit.