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Can the extra dollars in China Merchants Bank's credit card be converted into RMB?
The extra dollars from China Merchants Bank's credit card can be converted into RMB, as follows:

1. Customers should fill in the "Application Form for Individual Purchase of Foreign Exchange", and the application form should be accurately filled out item by item as required.

2. The customer will hand over the completed application form, valid identity documents of the applicant or agent, bank vouchers, certificates and other materials to the bank staff.

3. The bank staff shall review the use of the customer's annual foreign exchange purchase quota, and the purchase of foreign exchange within the total annual amount of domestic individuals shall be handled only after the identity documents are verified; For the purchase of foreign exchange exceeding the annual total, the customer also needs to provide relevant certification materials, and print the documents after verification.

4. The customer confirms the exchange rate and amount of purchased foreign exchange, signs relevant foreign exchange purchase documents and delivers them in local currency.

5. The bank staff will hand over the customer's ID card, relevant supporting materials and foreign currency obtained from foreign exchange purchase to the customer.