The credit cards issued by China Construction Bank are all named as "Longka". At the same time, as a state-owned bank that set foot in issuing credit cards earlier in China, China Construction Bank has many types of credit cards at present. At present, the types of dragon cards that have been publicly issued are: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.
CCB credit card provides you with the service of withdrawing cash (cash withdrawal), and you have to pay the withdrawal fee. According to the relevant regulations of the People's Bank of China and SAFE, the daily cash withdrawal (cash withdrawal) of each card in China does not exceed 2, yuan (except for overpayment outlets); Overseas, the daily cash withdrawal (cash withdrawal) of ordinary cards does not exceed $5, the gold card does not exceed $1, and the monthly cash withdrawal does not exceed $5,.
At present, the common credit card repayment methods of China Construction Bank mainly include the following categories:
1. In-bank repayment methods include: counter of the issuing bank, ATM, online banking, automatic transfer, telephone banking and so on. After repayment, the credit card limit will be restored immediately, and the money will generally be recorded after being processed by the system on the same day.
2. Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. No matter how to transfer or remit money, the remitting bank will charge a certain fee, and at the same time, the time of payment and the convenience of repayment are not as good as those in peers, online repayment and convenience store repayment.
3. Online repayment At present, the common online platforms in China are UnionPay Online, Kuaiqian, Shengfutong and Alipay. Different platforms and banks are selected, and the charging standards and the specific payment arrival time are different.
4. Repayment in convenience stores This method mainly completes repayment through the "Lakala" smart payment terminal installed in convenience stores. Generally, it takes 2~3 working days to arrive at the account, and no handling fee is charged for repayment in this way.
5. Counter-to-counter repayment refers to bank cards issued by networked financial institutions, which are used to conduct RMB current deposit and withdrawal transactions through the counters of other bank outlets registered in the host system of UnionPay Exchange Center.
6 Xin futong repayment "Xin futong" smart credit card phone is an innovative electronic product independently developed by China unionpay, certified by the bank card testing center and supported by financial services provided by China unionpay's inter-bank information exchange network.
7. Repayment Pass uses "Repayment Pass" for repayment, and the fees are generally charged according to the charging standards for inter-bank transfer in the same city and inter-bank remittance in different places stipulated by the local people's bank.
8. In addition to the above-mentioned repayment methods, the issuing bank has also opened their own repayment methods for the convenience of cardholders.