Under normal circumstances, after the user uses the credit card to spend money, the refund generated before the credit card bill comes out for repayment will be directly returned to the user's credit card account to offset the credit card limit previously spent. With the arrival of refund funds, the credit limit of credit card will also be restored. If the credit card has been repaid, the resulting refund will still be returned to the user's credit card account. If there is no debt on the card, the refund will exist as an overpayment of the credit card. Use the overpayment first when swiping the card, or repay it directly.

Nowadays, many people almost choose to apply for credit cards. After applying for a credit card, they can spend in advance within the credit limit. As long as they can repay their credit cards within the specified time, they can also enjoy a certain interest-free period.

The above is the introduction of credit card payment and refund, hoping to help. In short, as long as there is a credit card refund, no matter what the situation, the refund funds will directly enter the credit card account, but in different forms.