Payment by credit card is not possible. According to the regulations of the China Insurance Regulatory Commission, "Insurance companies are not allowed to accept credit cards from policyholders to pay personal insurance premiums with cash value and to repay policy loans." However, whole-life critical illness insurance has a cash value, so credit cards cannot be used to pay premiums. In addition, premiums for personal insurance such as life insurance, annuity insurance, personal accident insurance, etc. cannot be paid with credit cards, while car insurance and property insurance are not subject to restrictions. The specific regulations of the insurance company shall prevail, so Taiping Life’s Taiping Enjoy b Endowment insurance cannot be paid with credit card.