After filing the case, the police urged the cardholder to repay in full, and the cardholder can repay the principal and interest in full and obtain the understanding of the bank, which can be exempted or given a lighter punishment.
If the cardholder still refuses to repay after filing the case, or the repayment bank does not issue a letter of understanding, it may also be arrested and imprisoned.
Overdraft principal is more than 654.38+00000, overdue for more than three months and overdue for more than two times, which constitutes malicious overdraft.