Huifulong Card is a savings card, not a credit card. Huifulong Card is an exclusive debit IC card issued by CCB for migrant workers. This card not only has the basic functions of ordinary debit card, such as payment and settlement, personal finance, but also enjoys the special functions of settlement discount, deposit appreciation, agreed transfer and automatic transfer. For example, deposits with corresponding term and grade in the card can enjoy the preferential interest rate floating, the automatic transfer business from the account in the card to the designated account outside the card, and the regular and fixed automatic remittance business from the designated CCB account in different places, etc.