Large credit cards generally have a higher threshold. In order to reduce risks, banks generally attach great importance to the repayment ability of cardholders when handling large-value cards. The information you submit needs to make the bank think that you are a cardholder with good reputation and sufficient repayment ability. The higher your repayment ability, the higher the bank approval limit. Whether you can apply for a platinum credit card mainly depends on the following points:

1. Income level

Income and assets determine whether to give you a card and the size of the credit line. You can provide weighty asset certificates, such as income certificates, real estate certificates, mortgage purchase certificates, automobile property certificates, bank deposit certificates or securities certificates.

2. Nature of work

Certificates that can prove personal ability, such as work unit, position and education level, will also help you get large credit cards, such as academic certificates, technical level certificates and other qualification certificates.

3. Proof of financial resources.

If you already have one or more credit cards and have a good repayment record, you only need to pay attention to the daily use of the cards. Good consumer credit and repayment credit are the key basis for you to apply for a large credit card. More financial documents can be provided, such as proof of own property, proof of own car, proof of employment and income, etc. Another way is to swipe your card according to your spending power. The more times you swipe your card, the more likely it is that the banking system will actively increase your fixed amount and get a large credit card.

According to the above conditions and the description of the landlord, the probability of getting a large credit card is still quite high. If the landlord is not satisfied with the amount he finally applied for, he can also apply for an increase through a good consumption record for a period of time. I hope my answer can help you!