Take Guangfa Credit Card as an example. If the minimum repayment amount of the current bill is not paid off before the repayment due date, it will be collected in groups according to the overdue situation of customers, and the corresponding liquidated damages will be collected:

If the minimum repayment amount is not paid off on time for more than two consecutive months (inclusive), a penalty of 6% of the unpaid minimum repayment amount will be charged, with a minimum of ￥ 30/$5/HKD 40 for individual single-currency cards (including business cards), ￥ 30/$2 for individual dual-currency cards and ￥1$1for corporate cards.

In other cases, 5% of the unpaid part of the current minimum bill will be charged at one time, and the minimum charging standard will be determined according to the comprehensive situation of customers' cards.

(Reply time: 2065438+August 28th, 2009. Please refer to the latest business changes announced by Guangfa official website. )