No fee will be charged for ICBC credit card replacement when it expires.

ICBC sets a validity period for the Peony Credit Card. If the cardholder needs to continue to use it after the expiration date, he should go through the procedures for replacing the card with a new one. For Peony credit cards that have not been activated within the validity period, ICBC may not provide card replacement service upon expiration.

For the expired Peony Credit Card, the cardholder cannot continue to use it (except for income) before completing relevant procedures in accordance with ICBC regulations. If the cardholder fails to complete the procedures for replacing a new card in time, the Peony Credit Card will not function normally. Any resulting losses shall be borne by the cardholder.

This Articles of Association, the use contract and other business regulations will continue to be valid for expired Peony Credit Cards, and ICBC will continue to retain the management rights, recourse rights and other rights for expired Peony Credit Cards. If the card cannot be replaced due to termination of cooperation between ICBC and its cooperative units, credit card organizations or companies, ICBC can issue other cards with the same credit rating. If the cardholder does not replace the card with a new one or stops using the Peony Credit Card midway, he must still pay off the debt owed on the card.

How to replace ICBC credit card when it expires:

Peony credit card is generally valid for no more than 5 years. Expired cards can no longer be used, but the usage contract is still valid. If you need to continue using the card, please apply for a card replacement through online banking, the card issuer or the customer service hotline. If you do not want to change the card for the time being, please notify ICBC one month in advance. ICBC will retain the card number for a certain period of time; when you need to continue using the card in the future, you can apply to ICBC for card change.

Generally, when an ICBC credit card expires, some banks will notify you in advance to change the card or go to pick up the card. In some places, you need to take the initiative to change the card. If you want to change the card, you can call and then choose self-pickup at the outlet; you can call Ask the credit card service staff.