To open an account (bank card) at the bank counter, you only need your ID card. The bank card fee is generally about ten yuan.

1. To apply for a Rural Commercial Bank savings card, you only need to be over 16 years old. The conditions for applying for a credit card are as follows:

1. The minimum application age is 18 years old and the maximum application age is 60 years old.

2. Your second-generation ID card is required.

3. Proof of employment and income stamped with the financial seal of the unit.

4. No bad credit record.

5. Other proof of financial resources, such as real estate, cars, stocks, bonds, etc.

2. Materials required to apply for a credit card:

1. Applicant’s ID card;

2. Application form for credit card from the bank;

3. Proof of employment and income certificate stamped with the financial seal of the unit;

4. Individual private operators need an individual business license and tax returns for the past three months;

5 , Other financial resources proof: income tax withholding certificate; copy of self-owned real estate certificate; copy of self-owned car driving license. Rural Commercial Bank, referred to as Rural Commercial Bank, is a joint-stock local financial institution composed of farmers, rural industrial and commercial households, corporate legal persons and other economic organizations within its jurisdiction.

3. All rural cooperative banks must be restructured into rural commercial banks.

Jiang Liming, director of the Cooperative Financial Institutions Supervision Department of the China Banking Regulatory Commission, said that no new rural cooperative banks will be established, and all rural cooperative banks will be restructured into rural commercial banks. Qualified stocks will be completely cancelled, and qualified rural credit cooperatives will be encouraged to restructure and form rural commercial banks.

On the premise of maintaining the overall stability of the legal person status of the county (city), we must steadily promote the reform of the provincial federations and gradually build a provincial federation and grassroots association with property rights as the link, equity as the connection, and regulations as the constraints. The new relationship between legal persons and societies has truly formed a community of interests between provincial federations and grassroots legal persons.

4. Age requirement: between 18-55 years old.

Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply. This answer is provided by Youqianhua. I hope it will be helpful to you.

As a credit brand under Duxiaoman Finance (formerly Baidu Finance), Youqianhua provides users with convenient, fast and secure Internet credit services, with a maximum loan limit of 200,000.