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Can credit card criminals with criminal records be cleared up by the judiciary?

Yes.

You can continue to use it. Do not cancel the credit card. After using the credit card, you must repay it on time, so that you can accumulate your own repayment record

Banks generally look at the borrower’s recent two-year payment history when applying for a loan. If you continue to use your credit card, you will be able to let the lending platform know your credit score for the past two years, and the possibility of disbursing the loan will be higher.